If you rent an apartment, townhome, condo, or are living on a college campus, you need reliable New York renters insurance.
If you are a renter, you probably don’t realize just how important AND affordable New York renters insurance really is. Many renters who go without renters insurance may also be under the mistaken impression that their landlord’s policy covers their possessions. The fact is, as a renter, if your personal property is damaged, you would need to have a renter’s policy to get coverage for your belongings.
Renters insurance provides a hedge against the financial cost of replacing items lost to fire, theft or other occurrences. It can also help protect renters from liability expenses that may be incurred in the event of an injury to a visitor. With home rentals on the rise across the Hudson Valley region, renters insurance is becoming more and more prevalent as a part of state residents’ overall coverage.
With our renters insurance, you will be protected against:
- Loss or damage of property
- Medical expenses if someone is hurt on your property
- Additional living expenses if your property becomes uninhabitable
- Some lawsuits, depending on your policy
If you would like to learn more about New York renters insurance, fill out our online quote form on this page, or speak to a Hickey-Finn & Co, Inc representative. We will be happy to work with you to start a quote, and get you on the way to better protection.